How to make sure your money really reaches the right people

10 September 25 • FOFS

When you’ve worked hard all your life, saved carefully and made smart financial decisions, it’s only natural to want reassurance that your money will end up in the right hands. Whether you’re planning for retirement, already enjoying it, or thinking ahead to the legacy you want to leave, taking the right steps now can offer [...]

3 Tips For Refreshing Your Finances

19 August 25 • FOFS

With the summer holidays in full swing, for some, there is time for reflection and relaxation. For others, it’s a time to maximise work opportunities (especially if you work outdoors)) Irrespective of age or demographic, there are many things that are good to do for our personal benefit, but procrastination kicks in and we don’t [...]

Think paying for mortgage advice is a waste? Here’s why it could actually save you money

17 July 25 • FOFS

When you're about to spend hundreds of thousands of pounds on a home, it’s tempting to view mortgage advice as just another added cost. After all, comparison sites promise the best deals in seconds. Why pay for help when everything seems right there at your fingertips? Because choosing the wrong deal could cost you far [...]

The Importance of Inheritance Tax Planning: Why You Should Start Now

9 June 25 • FOFS

When it comes to financial planning, one thing that often gets pushed to the bottom of the list is inheritance tax planning. It’s understandable—no one enjoys thinking about the end of their life. But taking action now can make a significant difference for your loved ones in the future. Why Planning Ahead Matters Inheritance tax […]

Getting a bonus? Don’t lose It to HMRC.

22 May 25 • FOFS

If you’re expecting a bonus, you might have already planned how to spend it. Common uses include paying off debts, saving for a holiday, or setting aside for retirement. While these are sensible choices, there are valuable tax allowances that can make your spending more efficient. Tax efficient investments Consider using part of your bonus […]

Understanding Mortgages: What First-Time Buyers Need to Know

22 April 25 • FOFS

Buying your first home is an exciting milestone, but it can also feel overwhelming. With so many terms, options, and decisions to make, it's easy to feel a bit lost. However, understanding the basics of mortgages can help you approach the process with confidence. Here’s what we think first-time buyers need to know to get [...]

5 Ways to Protect Your Family’s Financial Security

4 April 25 • FOFS

When it comes to your family's future, financial security is one of the most important factors in ensuring peace of mind. Unfortunately, many of us only start thinking about this once we face a financial challenge. The earlier you start planning for your family’s financial security, the easier it will be to avoid stress and [...]

The Five Big Financial Mistakes Made By Couples

27 March 25 • FOFS

Finances can often be a difficult subject to talk about with a partner, but it is a vital topic of conversation for all couples. The earlier in your relationship you have such conversations the better, but even if your first date now seems a distant memory, it is better late than never. Discussing your financial [...]

Economic Review – September 2024

23 October 24 • Lisa

Our monthly economic review is intended to provide background to recent developments in investment markets as well as to give an indication of how some key issues could impact in the future.

Behind The Scenes at Four Oaks Financial

30 August 24 • David Wilson

Take a look at our latest video for a behind-the-scenes look at Four Oaks Financial Services, where we sit down with our dedicated team to explore the passion and expertise that drive our work every day. Join us as we delve into the daily operations of our independent financial advisory firm, showcasing the commitment and collaboration that ensure we provide quality service to our clients.

How to make sure your money really reaches the right people

Whether you’re planning for retirement, already enjoying it, or thinking ahead to the legacy you want to leave, taking the right steps now can offer lasting peace of mind.

Category: Blog